First Time Buyers Archives

For Buyers, Infographics, Home Prices, First-Time Buyers, Rent vs. Buy

The Cost of Renting vs. Buying a Home [INFOGRAPHIC]

Some Highlights

Historically, the choice between renting and buying a home has been a tough decision.
Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice is clear.
Every market is different. Before you renew your lease, find out if you can put your housing costs to work by buying a home this year.

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November 15, 2019/by KCM CREW

Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money.

For Buyers, For Sellers, First-Time Buyers, Move-Up

This is Not 2008 All Over Again: The Mortgage Lending Factor

Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money.

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November 14, 2019/by KCM CREW

Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country.

For Buyers, For Sellers, First-Time Buyers, Move-Up

Buyer Demand Growing in Every Region

Buyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country.

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November 13, 2019/by KCM CREW

Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice.

For Buyers, First-Time Buyers, Move-Up

75 Years of VA Home Loan Benefits

Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice.

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November 11, 2019/by KCM CREW

For Buyers, Infographics, First-Time Buyers, Move-Up

VA Home Loans by the Numbers [INFOGRAPHIC]

Some Highlights

The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them achieve the dream of homeownership.
In 2018, $161 billion was loaned to veterans and their families through the program.
In the same year, the average loan amount was $264,197 and 610,513 loans were guaranteed.

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November 8, 2019/by KCM CREW

Millennials have waited longer than any other generation to become homeowners, but the wait for this cohort is just about over.

For Buyers, First-Time Buyers

Millennials: Here’s Why the Process is Well Worth It.

Millennials have waited longer than any other generation to become homeowners, but the wait for this cohort is just about over.

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November 6, 2019/by KCM CREW

When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer build. With limited existing home inventory available today, especially in the starter and middle-level markets, many buyer...

For Buyers, First-Time Buyers, Move-Up, New Construction

Planning on Buying a Home? Be Sure You Know Your Options.

When you’re ready to buy, you’ll need to determine if you prefer the charm of an existing home or the look and feel of a newer build. With limited existing home inventory available today, especially in the starter and middle-level markets, many buyer...

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November 5, 2019/by KCM CREW

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage.

For Buyers, First-Time Buyers

Taking the Fear Out of the Mortgage Process

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage.

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October 31, 2019/by KCM CREW

The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today.

For Buyers, Home Prices, First-Time Buyers, Mortgage Rates, Move-Up

How to Determine If You Can Afford to Buy a Home

The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today.

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October 30, 2019/by KCM CREW

Here are four great reasons to consider buying a home today, instead of waiting.

For Buyers, First-Time Buyers, Move-Up

4 Reasons to Buy a Home This Fall

Here are four great reasons to consider buying a home today, instead of waiting.

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October 28, 2019/by KCM CREW

For Buyers, Infographics, First-Time Buyers

Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC]

Some Highlights

Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help take the fear out of the process:

71% of buyers who purchased homes have put down less than 20%.
78.1% of loan applications were approved last month.
In September, the average credit score for approved loans was 737.

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October 25, 2019/by KCM CREW

Did you know that 1 in 6 Americans currently live in a multigenerational household?

For Buyers, For Sellers, First-Time Buyers, Senior Market, Move-Up

5 Reasons to Consider Living in a Multigenerational Home

Did you know that 1 in 6 Americans currently live in a multigenerational household?

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October 23, 2019/by KCM CREW

To understand today’s complex real estate market, it is critical to have a local, trusted advisor on your side – for more reasons than you may think.

For Buyers, For Sellers, Home Prices, First-Time Buyers, Move-Up, Luxury / Vacation

Depending on the Price, You’re Going to Need Advice

To understand today’s complex real estate market, it is critical to have a local, trusted advisor on your side – for more reasons than you may think.

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October 22, 2019/by KCM CREW

In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. Here are five tips from realtor.com’s article, “How to Find Your Dream Home—Without Losing Your Mind.

For Buyers, First-Time Buyers, Move-Up

5 Tips for Starting Your Home Search

In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. Here are five tips from realtor.com’s article, “How to Find Your Dream Home—Without Losing Your Mind."

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October 21, 2019/by KCM CREW

Today’s real estate market is nothing like the 2008 market. When an economic slowdown happens, it won’t resemble the last one.

For Buyers, For Sellers, First-Time Buyers, Move-Up

3 Reasons This is NOT the 2008 Real Estate Market

Today’s real estate market is nothing like the 2008 market. When an economic slowdown happens, it won’t resemble the last one.

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October 17, 2019/by KCM CREW

If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your available resources, and are you using them wisely? Here’s why the Internet is a great place to start the home-buying process, and the truth on why it should never be your only go-to resource when it comes to making such an important decision.

For Buyers, First-Time Buyers, Move-Up

3 Reasons to Use a Real Estate Pro in a Complex Digital World

If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your available resources, and are you using them wisely? Here’s why the Internet is a great place to start the home-buying process, and the truth on why it should never be your only go-to resource when it comes to making such an important decision.

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October 16, 2019/by KCM CREW

Gen Zers are the next generation of homeowners, and they’re eager to jump in and buy their first homes. Whether you are part of this generation or any other, it’s never too early to start saving, so you can reach your homeownership goal sooner rather than later.

For Buyers, First-Time Buyers, Move-Up

Be on the Lookout for Gen Z: The Next Generation of Homebuyers

Gen Zers are the next generation of homeowners, and they’re eager to jump in and buy their first homes. Whether you are part of this generation or any other, it’s never too early to start saving, so you can reach your homeownership goal sooner rather than later.

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October 15, 2019/by KCM CREW

For Buyers, Infographics, First-Time Buyers, Move-Up

What You Need to Know About the Mortgage Process [INFOGRAPHIC]

Some Highlights

Many buyers are purchasing homes with down payments as little as 3%.
You may already qualify for a loan, even if you don’t have perfect credit.
Your local professionals are here to help you determine how much you can afford, so take advantage of the opportunity to learn more.

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October 11, 2019/by KCM CREW

In today’s world, hiring an agent who has a finger on the pulse of the market will make your buying or selling experience an educated one.

For Buyers, For Sellers, First-Time Buyers, Move-Up

You Need More Than a Guide. You Need a Sherpa.

In today’s world, hiring an agent who has a finger on the pulse of the market will make your buying or selling experience an educated one.

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October 10, 2019/by KCM CREW

Recently two U.S. Census Bureau researchers released their findings on the biggest determinants of household wealth. What they found may help shape your view on building your family’s net worth.

For Buyers, For Sellers, First-Time Buyers, Move-Up

Homeownership is the Top Contributor to Your Net Worth

Recently two U.S. Census Bureau researchers released their findings on the biggest determinants of household wealth. What they found may help shape your view on building your family’s net worth.

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October 9, 2019/by KCM CREW

It’s common knowledge that your FICO® score plays an important role in the homebuying process. However, many buyers have misconceptions regarding what exactly is required to get the loans they need.

For Buyers, First-Time Buyers, Move-Up

What FICO® Score Do You Need to Qualify for a Mortgage?

It’s common knowledge that your FICO® score plays an important role in the homebuying process. However, many buyers have misconceptions regarding what exactly is required to get the loans they need.

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October 8, 2019/by KCM CREW

Contrary to common misconception, a down payment is often much less than many believe.

For Buyers, First-Time Buyers, Move-Up

62% of Buyers Are Wrong About Down Payment Needs

Contrary to common misconception, a down payment is often much less than many believe.

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October 7, 2019/by KCM CREW

For Buyers, Infographics, First-Time Buyers, Move-Up

5 Homebuying Acronyms You Need to Know [INFOGRAPHIC]

Some Highlights

Learning the lingo of homebuying is an important part of feeling successful when buying a home.
From APR to P&I, you need to know the acronyms that will come up along the way, and what they mean when you hear them.
Your local professionals are here to help you feel confident and informed from start to finish…and this infographic will help you as you go.

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October 4, 2019/by KCM CREW

You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. Agents often recommend you make your offer contingent upon a clean home inspection.

For Buyers, For Sellers, First-Time Buyers, Move-Up

What to Expect from Your Home Inspection

You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. Agents often recommend you make your offer contingent upon a clean home inspection.

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October 1, 2019/by KCM CREW

The latest edition of the Realtors Confidence Index from NAR sheds some light on the relationship between seller traffic (supply) and buyer traffic (demand). Until the supply of homes for sale starts to meet buyer demand, prices will continue to rise.

For Buyers, For Sellers, Home Prices, First-Time Buyers, Move-Up

How Does the Supply of Homes for Sale Impact Buyer Demand?

The latest edition of the Realtors Confidence Index from NAR sheds some light on the relationship between seller traffic (supply) and buyer traffic (demand). Until the supply of homes for sale starts to meet buyer demand, prices will continue to rise.

Read more →

September 30, 2019/by KCM CREW

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